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on my way to the river when a drunk driver came in my lane narrowly avoided head on wreck I hit the ditch he hit my boat and flipped it. He had Fred Loya insurance, 2 weeks now I finally got an offer to settle, claims adjuster valued my loss @ $17167 on a 8 month old 2008 boat and 2009 motor and trailer. They want to settle for $8450 which would barely cover the cost of a new motor, much less the boat and trailer, they seldom return calls, Ive called 2-3 times a day and still not resolved, they should lose their license

Monetary Loss: $17000.

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Generally, an offer made on a total loss is for the market resale of the vehicle... Not on what you owe. That's what gap insurance is for.

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