Not resolved

This lady rear ended me on 12-14-12. I had to call the cops because she refused to provide me with her drivers license and proof of insurance. Once the police officer showed up, he got the information from her.

Fast forward to today, 12-27-12. Her insurance Adjuster Michelle Alvarez, who works for Fred Loya insurance is saying she will deny my claim because her insured claimed that I was on an incline and I ROLLED BACK IN TO HER causing the damage. My car is an automatic, so there is no way it can roll backwards, even if I am on an incline. Which I was not. Second, she rear ended me at 10MPH, again, there is no way my car would roll backwards at 10MPH.

I have informed Fred Loya insurance and the person who hit me (Maribel Martinez) that I will be suing them both! So if you know of a great attorney, drop me a line so I can sue the pants off of them now. This wasn't about money. But now, it's for the PRINCIPAL!

P.S. Here is a copy of the courtesy report provided to me by the Arlington Police Department. It has her full information on it. And here is a picture I took of her truck 1 minute after she rear ended me. Feel free to contact her and let her know (both Maribel and Michelle) what low life's they are!

Thanks for your time.

Review about: Fred Loya Insurance Claim.

Monetary Loss: $600.

Had an Experience with Fred Loya Insurance?

Write a review


Terms of Service
Post Comment
Cottage Grove, Oregon, United States #1229199

It's not the first time I witnessed or heard of this type of behavior after an accident. At least "Maribel" didn't pretend "no speaky the Engleez " as they do in Fresno!?!

Georgetown, Texas, United States #1189561

Just get an attorney involved and they will offer a settlement. Unfortunately that is how the process is now.


I know this is old but and I didn't finish reading it because I laughed at the statement " my car is an automatic it can't roll backwards...." BS!Sorry I have only driven automatics all my life and I have to tell you YES it can roll backwards..I have been to grocery stores where the exit out of a parking lot is a huge incline and it scares me every time I have to sit and wait for traffic in order to gun it across the street.

Your car can roll backwards and accidentally hit the car behind you...not calling you a liar but your claim isn't true.

In fact anything with wheels can roll backwards on an incline.Just correcting you....

to muzikgurl Georgetown, Texas, United States #1189562

Not entirely true. Some cars, mine included, have an anti-rollback feature built in. If you come to a stop on an incline and let off the brake the car will stay in place and not roll backwards.

San Antonio, Texas, United States #719505

What this gentleman chooses not to share with you is that he harassed but the insured driver Maribel and the adjuster Michelle on Facebook and other social networking sites.He also showed up to Maribels house and banged on her car, her front door, and called yelled and harassed her at her own home.

Maribel called Fred Loya on numerous occasions crying asking for them to pay this gentleman even though she wasn't at fault just so that he could leave her alone and stop following her to work.

I'm an anonymous employee at Fred Loya who was indirectly involved with the claim and knew that this sort of complaint can not go unopossed.


This has nothing to do with the carrier and it is a case you would lose in court, if you do not already know by now. It's not Fred Loya's fault that they insure a liar and are bound by the law to defend their story. If you could prove otherwise, they would pay.

You May Also Like

Drivers Against Fred Loya Insurance Fred Loya Insurance "I was rear-ended by a Fred Loya Insurance insured vehicle on June 21st, 2010. The guy that they insured was allowing his fiancée to drive the car and now they..." Read more Screwed over by T-Mobile's Assurant cell phone insurance!  Assurant "I purchased a Note 7 phone through T-Mobile in September of 2016 as well as an insurance policy through Assurant for the phone. The phone was stolen in November of..." Read more Transamerica - A heart attack Transamerica "I got a letter from Transamerica stating they no longer will accept money orders so i paid online for my three polices for August and September which was 66.76 and..." Read more Fred Loya Insurance - Fred Loya was great! Fred Loya Insurance "Someone with Fred Loya insurance totaled my truck (December 2013). They took 100% liability and I had a very fair check in my hands 2 weeks later. The Fred Loya..." Read more Helzberg Diamonds - Scamed Helzberg Diamonds "In April i bought my fiancee an engament ring from Helzberg. Its 14k white gold diamonds and blue sapphires. It after taxes was $3064.00 i lost my job do to..." Read more Outback Steakhouse - Bad steak Outback Steakhouse "...the steaks had a awful smell. made my littile girl throw up. its was so bad that meat was like dissolving in my hand..." Read more Skechers - Defective Sports Shoes Skechers "My name is Mayank Jain (+919350172012) from India I purchased Skechers sports shoes a month back. Although its my 3rd purchase. I purchased the shoes for my wife around 3-4..." Read more Law Offices Of Stull And Stull - Adam Stull Law Office/ Stull & Stull Law Law Offices Of Stull And Stull "I am being charged in CA State Court in San Diego and of course I can't discuss the case. I had hired a reputable attorney in SD that was just..." Read more